This book will explore issues critical for success in providing e-banking. The aim is to assist organizations in utilising the opportunities offered by this relatively new set of technologies. This book largely restricts itself to the organizational view of the problem, and is therefore primarily focused on organizational internal factors. External factors, such as the political or econ…
This study was carried out to establish the relevance of the current interest rate regime, in relation to the role played by the banking sector of intermediating between the surplus and deficit units of the Zimbabwean economy. The paper analyzed the status quo of the interest rate structure with the inflation relationship. It identified factors that contributed to the current position of fi…
The study carried out an empirical investigation into the quantitative effect of credit risk on the performance of commercial banks in Nigeria over the period of 11 years (2000-2010). Five commercial banking firms were selected on a cross sectional basis for eleven years. The traditional profit theory was employed to formulate profit, measured by Return on Asset (ROA), as a function of the rati…
Financial accounting is concerned mainly with the historical aspects of external reporting, that is, providing fmanc :ial information to outside parties such as investors, creditors, and governments To protect those 01 itside parties from being misled, financial accounting is governed by what are called -^- ---11.. ^^^^_d C;eneruLiy uLc.epied accounting principles (GAAP). Management accounting,…
When preparations for the German edition were complete, the prospect of an English translation lay in the far distance. at it would come about so quickly, only shortly after the German edition’s appearance in , is owed to our friend and mentor, Hans-Hermann Hoppe. He not only lent his support and good counsel in the case of the first German edition— now in i…
The last half-century produced substantial advances in the treatment and early detection of a few types of cancer and at least modest gains in many others. Yet the reality is that at the beginning of the twenty-first century, half of all patients diagnosed with cancer will die of their disease within a few years. This translates into more than half a million people each year in the United Stat…
Statisticians refer to an entire group that is being studied as a population. Each member of the population is called a unit. In this example, the population is all Galapagos Tortoises, and the units are the individual tortoises. It is not necessary for a population or the units to be living things, like tortoises or people. For example, an airline employee could be studying the population o…
In the wake of September 11 and recent anthrax events, our nation’s bioterrorism response capability has become an imminent priority for policymakers, researchers, public health officials, academia, and the private sector. Experts from each of these communities and the Forum on Emerging Infections convened for a three-day workshop discussion—the subject of this summary—to identify, clarif…
This book includes practical materials of Business English initially designed for students of the Institute of International Management of Tomsk Polytechnic University. Taking into account the topics presented and the urgent need to introduce business technologies in modern scientific, educational and industrial context, the textbook can also be applied to students of technical educational …
In today’s healthcare environment, where financial realities play an important role in business decision making, it is vital that managers at all levels under- stand the basic concepts of healthcare finance and how these concepts are used to enhance the financial well-being of the organization. In this chapter, we introduce readers to the book, including its goals and organization. Fur- th…
Today, more than at any previous time, the success of an organization depends on its ability to acquire accurate and timely data about its operations, to manage this data effectively, and to use it to analyze and guide its activities. Phrases such as the information superhighway have become ubiquitous, and information processing is a rapidly growing multibillion dollar industry. The amount …
The quality of health care received by the people of the United States falls far short of what it should be (Advisory Commission on Consumer Protection and Quality in the Health Care Industry, 1998; Chassin and Galvin, 1998). A large body of literature documents serious quality problems. There is a gap (some say a “chasm”) between the health care services that should be provided based on cu…
Packet retransmission is a fundamental TCP mechanism that ensures reliable data transfer between two end nodes. Interestingly, when it comes to cellular data accounting, TCP retransmissins create an important policy issue giving rise to a tension between ISPs accounting for network resource consumption, and users only being aware of the application layer data. Regardless of the policies, we fi…
We begin this chapter by outlining the problems that stakeholder theory was originally conceptualized to solve and the “basic mechanics” that we believe underlie the development of the theory during the last thirty years. We turn in the next sections to the arguments of Milton Friedman, Michael Jensen, Michael Porter, and Oliver Williamson, often cited as opponents of stakeholder theor…