This study examined the principles and practice of lending in the banking sector of some selected banks. It looked at the perceptions of respondents in these selected banks regarding principles and practice of lending. A total number of twenty-five (25) questionnaires were administered to the credit department and some staff of five (5) selected banks within the Accra Metropolis. The descrip…
Fluidinfo is an online storage system in which there is a place for information about everything—everything that exists, everything that could exist, and everything that can be imagined. It allows anyone to store any information, about anything, in any digital form. And Fluidinfo makes it easy to find information in the system, and to extract it, using an unusually simple query language. Flui…
Topic Gateways are intended as a refresher or introduction to topics of interest to CIMA members. They include a basic definition, a brief overview and a fuller explanation of practical application. Finally they signpost some further resources for detailed understanding and research. Topic Gateways are available electronically to CIMA Members only in the CPD Centre on the CIMA website, along w…
Modern digital technology has made it possible to manipulate multi-dimensional signals with systems that range from simple digital circuits to advanced parallel computers. The goal of this manipulation can be divided into three categories: • Image Processing image in → image out • Image Analysis image in → measurements out • Image Understanding image in → high-level descri…
In the past decade, networked control systems (NCSs) have attracted much attention owing to their successful applications in a wide range of areas for the advantage of decreasing the hard- wiring, the installation cost, and implementation difficulties. Nevertheless, network-related challenging problems inevitably arise due to the physical equipment constraints, the complexity, and uncertainty …
With more than 200 million active users and 250,000 new registrants every day, Facebook has become a virtual world unto itself. But, what started as a dorm room exercise to extend the popular printed college directory of incoming freshmen online, Harvard drop-out Mark Zuckerberg has developed an international organization employing more than 400 programmers, graphic artists, and business develo…
I have a passion for frameworks. In more than 20 years as a professional developer, I’ve never worked on a computing platform that did everything I needed it to do to build applications productively. The Microsoft .NET platform is wonderful, but it doesn’t always do quite what I want or need. To address those needs, I’m always looking for tools and frameworks, and sometimes I end up creat…
An index is an optionally created database object used primarily to increase query performance. The purpose of a database index is similar to an index in the back of a book. A book index associates a topic with a page number. When you’re locating information in a book, it’s usually much faster to examine the index first, find the topic of interest, and identify associated page numbers. With…
There is a wealth of alternative literature on cryptography, thus presenting a healthy range of options for a reader wishing to pursue cryptography from a variety of different perspectives. A substantial number of cryptography books focus on presenting the mathematical aspects of cryptography. Many of these are textbooks targeted at computer science or mathematics undergraduate students.Forourp…
People on the outside of software development projects see them spew out a multitude of tools that shift work from people to computers. But the view inside a project is—all too often—different. There, we see days filled with repetitive manual chores. At one desk, a tester is entering test data into a database by hand. At another, a programmer is sifting through the output from a version co…
Philosophy and business don’t always get along well. Philosophy is generally not much concerned with the practical implications of its investigations and, conversely, business is often deeply interested in the tactical outcomes of its operations. And ethics is a loaded word. Preconceived notions of what ethics mean, even as a le gitimate field of study, often make people shy away from it as…
English Pronunciation in Use Advanced gives students of English practice in pronunciation to help improve both speaking and listening. Although it has been written so that it can be used for self-study, it will work equally well in a class situation with a teacher. It will be particularly useful for students whose English is adequate for most social, professional or educational purposes, bu…
The current financial crisis poses many challenges to all countries. The need for enhanced transparency and financial integrity in national financial systems is more important than ever. It is therefore critically important to have in place strong antimoney laundering/combating the financing of terrorism (AML/CFT) oversight mechanisms, not only to protect the integrity of the financial syst…
The subprime financial crisis has forced several North American and European central banks to take extraordinary measures and to modify some of their operational procedures. These changes have made even clearer the deficiencies and lack of realism in mainstream monetary theory, as can be found in both undergraduate textbooks and most macroeconomic models. They have also forced monetary auth…
allows automated recognizing of the metadata and structured facts related to the disease outbreaks collects an average 50000 news articles per day from about 1400 news portals and about 150 specialized Public Health sites 43 languages current ontology contains 2400 disease names, 400 organisms, 1500 political entities and over 70000 location names including towns, cities, provinces …