APA Style

Bull, M, F, A, M, M, H, P, Z, G. (). Partnerships in Mobile Financial Services: Factors for Success . : .

MLA Style

Bull, Mark, Flaming,, Aiaze, Mitha,, Michel, Hanouch,, Peter, Zetterli,, Greta. "Partnerships in Mobile Financial Services: Factors for Success". : , . Makerting.